Apr 9, 2021
In this episode of Inside the Plan with the 401(k)
Brothers, Bill Bush and Andy Bush, advisors at Horizon
Financial Group, talk about returns, markets, and historical
numbers associated with the S&P 500.
- 01:12 – Bill Bush and Andy Bush
talk about forms of volatility that have
the stock market, like the pandemic.
- 02:32 – Every generation has its
own big issues that affect the stock market.
- 03:06 – What can you learn from
looking at the S&P 500 in various periods?
- 06:34 – How far out are you going
to need the money that you are investing?
- 08:04 – Keep in mind that there is
a great chance that you or your spouse may live to 90.
- 08:42 – Everyone’s risk-tolerance
- 10:40 – The pandemic caused people
to rethink their original retirement plans.
- 12:15 – What is ‘dollar-cost
- 18:40 – The 7 of the 10 best days
of the market have occurred within 2 weeks of the worst 10 days
3 Key Points:
- Looking at one-year periods since 1926, the S&P 500
has been positive just over 75% of the time.
- Looking at five-year periods since 1926, the S&P 500
has been positive just about 84% of the time.
- Looking at ten-year periods since 1926, the S&P 500
has been positive just about 90% of the time.
- “Pull yourself out of the weeds of this moment
and look at your portfolio more in a longer-term perspective.” –
- “‘Hindsight being 20/20, we have that benefit of
knowing how things turned out. Whereas, as we experience anything
today, we don’t know how it is necessarily going to turn out.” –
- “‘Past performance is no indication of future
results.’” – Bill Bush