Preview Mode Links will not work in preview mode

15015 Jamestown Boulevard, Suite 100, Baton Rouge, LA 70810. 

Advisors of Horizon are Registered Representatives of Cetera Advisors a broker/dealer and Registered Investment Adviser.

Apr 9, 2021

In this episode of Inside the Plan with the 401(k) Brothers, Bill Bush and Andy Bush, advisors at Horizon Financial Group, talk about returns, markets, and historical numbers associated with the S&P 500. 

Episode Highlights:


  •         01:12 – Bill Bush and Andy Bush talk about forms of volatility that have 

                         affected the stock market, like the pandemic. 

  •         02:32 – Every generation has its own big issues that affect the stock market.
  •         03:06 – What can you learn from looking at the S&P 500 in various periods?
  •         06:34 – How far out are you going to need the money that you are investing?
  •         08:04 – Keep in mind that there is a great chance that you or your spouse may live to 90. 
  •         08:42 – Everyone’s risk-tolerance is different.     
  •         10:40 – The pandemic caused people to rethink their original retirement plans. 
  •         12:15 – What is ‘dollar-cost averaging?’      
  •         18:40 – The 7 of the 10 best days of the market have occurred within 2 weeks of the worst 10 days market.


3 Key Points:


  1.   Looking at one-year periods since 1926, the S&P 500 has been positive just over 75% of the time.  
  2.   Looking at five-year periods since 1926, the S&P 500 has been positive just about 84% of the time.  
  3.   Looking at ten-year periods since 1926, the S&P 500 has been positive just about 90% of the time.  


Tweetable Quotes:

  •     “Pull yourself out of the weeds of this moment and look at your portfolio more in a longer-term perspective.” – Andy Bush
  •     “‘Hindsight being 20/20, we have that benefit of knowing how things turned out. Whereas, as we experience anything today, we don’t know how it is necessarily going to turn out.” – Andy Bush
  •     “‘Past performance is no indication of future results.’” – Bill Bush



Resources Mentioned: